26 Dec

Income Tax Return 2021 5 Cash Transactions That Can Get You in Trouble Find out here

Income Tax Return 2021: 5 Cash Transactions That Can Get You in Trouble. Find out here

Navi Mumbai: In the last few years, the Income Tax Department has become extremely vigilant about cash transactions. Now, Indian banks and other institutions allow cash transactions only up to a certain limit. Various experts have suggested that people report their high-value cash transactions in their income tax returns. Any such violation can get someone in trouble.

Currently, the income tax department has entered into agreements with various other agencies to obtain financial records of persons engaged in high-value transactions without reporting to the ITR, the report said.

A separate Annual Information Return (AIR) has been prepared by the IT department to track taxpayers' high-value cash transactions, the report adds.

The last date for filing ITR for the financial year 2020-21 is 31st December 2021.

Here is a list of 5 cash transactions that can get you in trouble

Real Estate Property

When selling or buying any real estate property worth more than Rs 30 lakh, the person must mention it in the ITR. Information may also be disclosed by the property registrar. Taxpayers are advised to report it in Form 26AS.

Investing in the stock market

If you are trading in the stock market and buying/selling shares, debentures and bonds, if the value of the cash transaction is more than Rs 10 lakh per annum, you should mention it in your ITR.

Term Deposit (FD)

According to the Central Board of Direct Taxes (CBDT), banks are required to report term deposits of more than Rs 10 lakh. Individuals are also required to report it in their ITR if they have FDs worth more than Rs 10 lakh in one or more accounts.

Credit card payment

This is a more complex area. In the case of credit card bill payment, cash payment of more than Rs 1 lakh has to be reported to the IT department. But if the value of the bill is more than Rs 10 lakh, the person is required to submit the bill along with the ITR.

Savings account and current account

In the case of a savings account, if any account is registering transactions (deposits or withdrawals) of more than Rs. 10 lakhs per annum, the account holder is required to report it. For current accounts, the limit is Rs 50 lakh.

 

Regards

Santosh Patil

Founder & Director

Alliance Tax Experts

9769201316

santoshpatil@alltaxfin.com

 

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